How do I pull my personal credit report?

Forius is an authorized distributor for Experian business credit reports (not personal or consumer credit reports). You may get your personal credit report free once each year through the following government-sponsored website: https://www.annualcreditreport.com/cra/index.jsp Or you may order your report directly through any of the major consumer credit clearinghouses:

How do I know which report to choose?

Use this Report Selection Guide (requires Adobe Acrobat Reader)
as a tool to help you decide which report works best in different situations.

How can I increase my report matchability (a.k.a. hit rate) on inquiries?

Check out these 16 inquiry tips

What is the standard for the proper disposal of information derived from a consumer report?

The FTC has posted a new rule on June 1, 2005, that explains how to dispose of sensitive information, published here: http://www.ftc.gov/bcp/edu/pubs/business/alerts/alt152.shtm

What price plan fits my needs?

• Annual subscription
• Monthly subscription
• Credit card

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